disability insurance
What is disability insurance?
Disability insurance can give you a tax-free monthly payment to help replace your income and cover your expenses if an illness or injury keeps you from working.
While a disability can often be visible to the naked eye, not all disabilities are so easily recognized. Chronic pain or a mental health issue can also qualify as a disability.
How does it work?
- Choose the amount you want and add optional benefits to customize your coverage.
- Pay your monthly premium.
- File a claim if you become disabled.
- Receive your monthly payments when the waiting period ends. The waiting period is the number of days from the date you’re disabled until the benefits start date.
- Your payments stop when your benefit period ends or you return to work.
We proudly collaborate with companies: Canada Life, RBC Life Insurance, Manulife, Desjardins, CPP, etc.